IMAGE: Close view of one hand on calculator and the other writing in a notepad.

Newsletter

Your Monthly Texell Member Newsletter


April 2024

IMAGE: Black bar with text Holiday Closings - Texell branches will be closed for the following holidays:

Memorial Day - Monday, May 27
Juneteenth - Wednesday, June 19

IMAGE: Woman chef inside food truck with text Texell Means Business Loans

Our award-winning commercial experts find the business loan that fits your needs. And as the recipient of the SBA’s #1 in Credit Union Lending award in Texas, we have the credentials to prove it.1 We offer:

  • Loans up to $5.5 million
  • Competitive rates
  • Flexible terms for working capital, equipment, real estate, and more

Whatever your business needs, we’ll help you check all the boxes. Contact our Business Loan experts to get started today.

Call: 254.774.5161
Email: BusinessLoans@Texell.org

1 Business membership required. Award presented by the North Texas Association of Guaranteed Government Lenders.

 

IMAGE: Couple inside new home with text Time to Make Your Move

Owning a home is possible2 and our Home Loan Heroes are here to help. Trust our team of experts to guide you through the homebuying process from start to finish.

Follow these steps for an exceptional homebuying and mortgage loan experience.

  1. Get Expert Advice
  2. Pre-Approval
  3. Find Home & Submit Offer
  4. Close the Deal
  5. Homeownership Day Arrives
  6. Welcome Home


Whatever questions you have about home loans, we check all the boxes. Contact Texell Home Loans:

Call: 254.774.5104
Email: Mortgage@Texell.org
Visit: TexellHomeLoans.com/guide

2 With approved credit. NMLS# 460152.

 

IMAGE: Texell employee Camille Lobato with owner LaToya Easter inside restaurant and text Business Spotlight on Perfect Pair Sips & Boards

Charcuterie boards recently gained popularity in the U.S., but these dishes reach back past many centuries and cultures. Perfect Pair Sips & Boards’ co-founders, LaToya Easter and Kristin Gunter, welcome guests on a culinary journey at their restaurant. They turned an empty lot into an exceptional dining experience with help from Texell’s Commercial team.

“About a year and a half ago, I started looking for financial institutions, and Texell was the only one to come out and see the space,” said LaToya Easter. “They learned about the concept and really showed that they cared. I’ve never had a bank care so much about my business and being invested in every single part.”

Perfect Pair Sips & Boards is in Suite 2125 at 1500 Rivery Blvd. in Georgetown, TX. Visit perfectpairsipstx.com to view the menu and make reservations, or call 346.553.5960 for more information.


Read more on our blog



IMAGE: Shredded paper with text Hewitt Shred Day

Protect your identity and good name! Shred personal information and pre-approved credit offers for FREE at our Drive-up and Drop-off Shred Day.

When: Saturday, April 13 from 9 A.M. to 12 P.M. (or until trucks are full)
Where: Hewitt Branch, 1221 Hewitt Drive
Who: Texell Members and the Community
Cost: Free!

Bring up to three boxes or bags of paper to be shredded on site in seconds! Visit Texell.org/Events for more details.

 

IMAGE: Texell's new headquarters with text HQ Update

In May, the West Adams branch will relocate to the first floor of our new headquarters. The new branch and headquarters are located at 7083 Members Parkway in Temple, which is less than a two-minute drive from our current branch on West Adams.

About the new 1,700 square foot branch:

  • An enhanced drive-up ATM with 24/7 access and two enhanced lobby ATMs accept both cash and check deposits. That’s right, this machine doesn’t just dispense money, it can safely add money to your account too.
  • Full range of services, including personal and business accounts.
  • Mortgage and Insurance experts on site to answer all your questions.
  • Our staff from West Adams will move to the new branch.

The lobby hours will remain the same and will be open Monday – Friday from 9:00 am – 6:00 pm and on Saturday from 9:00 am – 1:00 pm.

About the new 45,000 square foot headquarters:

  • The new building has office space for over 200 employees, creating and keeping jobs right here in Central Texas.
  • The front path features red bricks original to downtown Temple that were rediscovered during the 2019 construction and re-paving of 1st Street in front of Texell’s previous headquarters.
  • There is a food truck pad on site for member appreciation and community events.

This headquarters signifies Texell’s commitment to Temple and our members.

“We are excited to grow in the Temple community and bring our members a new contemporary facility with the latest banking technology,” said Tony Hale, Texell’s president and CEO.

We look forward to serving you at our new location soon.


IMAGE: Male business owner looking at phone next to van with text Why Do You Need Commercial Auto Insurance?

Commercial auto insurance is essential if you’re driving a vehicle for business reasons. Whether you’re using a single vehicle to drive to meetings, or you have a fleet that carries cargo, having the right coverage is crucial. If you’re a business owner, learn more about the state’s requirements and benefits of having commercial auto insurance.

Texas requires business owners to have a minimum amount of coverage for any vehicle used primarily for your business. If you have several vehicles, the policy is called a “fleet” policy. The minimum requirements in Texas include:

  • $30,000 bodily injury liability per person.
  • $60,000 bodily injury liability per accident.
  • $25,000 property damage per accident.

The minimum requirements only cover the other vehicle and driver involved in a collision. It’s recommended that business owners find a policy with enough coverage to be reimbursed for any injury or damage you sustain.

If you need help with commercial auto insurance for your business, our Texell Insurance agents are ready to help. As independent agents, we can shop several insurance carriers to find the policy that fits the needs of your business. Contact an agent today at texellinsurance@texell.org or call 254.774.5181.

Read more on our Blog


Notice of Availability
Upon request, a member is entitled to review or receive a copy of the most recent version of the following credit union documents:
(1) Balance Sheet and Income Statement (the non-confidential pages of the latest call report will be provided for this item)
(2) Summary of most recent Annual Audit
(3) Board policy regarding access to the articles of incorporation, bylaws, rules, guidelines and board policies
(4) Internal Revenue Service Form 990