Your Monthly Texell Member Newsletter
April 2025
- Memorial Day — Monday, May 26, 2025
- Juneteenth — Thursday, June 19, 2025
For a limited time, get 90 days of no payments on all Auto Loans¹!
Take advantage of Texell’s great rates and easy online application. Whether you’re shopping for a new or pre-owned vehicle or need to refinance, get approved today and cruise for 90 days.Hurry, this offer ends soon! Learn more and apply at Texell.org/90day.
¹ With Approved Credit. To be eligible for 90 days of deferred payments, loan must close by April 30, 2025. Existing Texell loans are not eligible for refinance.
If you have several credit cards, personal loans, or other debts, a debt consolidation loan, home equity loan, or a credit card balance transfer with one monthly payment can help manage your debt and lower your overall monthly payment. It can be a good idea if you qualify for a lower interest rate. Combining multiple debts into a single loan can make it easier to manage, but there are a few risks to consider. It is crucial that you understand each loan option for debt consolidation before you act. Be aware of the pros and cons of debt consolidation and how to set goals to become debt-free.
If you’re thinking about buying your first home, Texell’s Home Loan Heroes can lead you through the exciting journey. Our First-time Homebuyer Loans help you achieve homeownership with:
- Lower monthly payments with no mortgage insurance²
- Down payment as little as 3%³
- Gift funds accepted for down payment or closing costs ⁴
Get started at TexellHomeLoans.com or call 254.774.5104.
² With approved credit. The First-time Homebuyer program is available for single family residence where at least one of the homebuyers is a first-time homeowner, and homebuyer education is required. Must have a minimum 680 credit score and loan amount cannot exceed $500,000. Other restrictions may apply.
³ If loan-to-value is greater than 80%, borrowers must contribute at least 3% verified personal funds.
⁴ Gift funds may fund all or part of the down payment or closing costs.
³ If loan-to-value is greater than 80%, borrowers must contribute at least 3% verified personal funds.
⁴ Gift funds may fund all or part of the down payment or closing costs.
With a background in kinesiology and an interest in improving the health of others, Michael Etheridge was inspired to open DexaFit. Located in Round Rock, TX, DexaFit offers DEXA scans that give insight into skeletal health, muscle mass, body fat, and visceral fat.
“Originally the DEXA scan was made for measuring bone health,” said Michael. “But then they realized it showed the entire body composition.” DEXA scans provide a comprehensive look into subcutaneous fat, visceral fat percentage, muscle mass percentage, as well as bone density.
The scan takes only a few minutes and the test results are shared immediately. The detailed, in-depth report is used to customize wellness strategies and gives an evaluation of potential disease risks, like heart disease and diabetes.
“Texell was kind enough to give me a loan,” Michael said. He visited Texell’s Georgetown branch and, with help from Business Officer Andy Bush, he secured an SBA loan to fund his business.
Save the date for a seminar educating our members about recent financial scams and how to protect your accounts.
When: April 23, 2025, 5:30 – 7:00 p.m.
Where: 1948 Room, Texell Headquarters, 7083 Members Parkway, Temple, TX 76502
Details will be posted at Texell.org/Events.
Notice of Availability
Upon request, a member is entitled to review or receive a copy of the most recent version of the following credit union documents:
(1) Balance Sheet and Income Statement (the non-confidential pages of the latest call report will be provided for this item)
(2) Summary of most recent Annual Audit
(3) Board policy regarding access to the articles of incorporation, bylaws, rules, guidelines and board policies
(4) Internal Revenue Service Form 990
(2) Summary of most recent Annual Audit
(3) Board policy regarding access to the articles of incorporation, bylaws, rules, guidelines and board policies
(4) Internal Revenue Service Form 990