IMAGE: Close view of one hand on calculator and the other writing in a notepad.

Newsletter

Your Monthly Texell Member Newsletter


March 2025


IMAGE: Woman holding shirt and looking at laptop inside storage room with text Texell Means BUSINESS

Our award-winning commercial experts find the business loan that fits your needs. And as the 2024 recipient of the SBA’s #1 in Credit Union Lending award in Texas, we have the credentials to prove it.¹ We offer:

  • Loans up to $5.5 million 
  • Competitive rates
  • Flexible terms for working capital, equipment, real estate, and more

Whatever your business needs, we’ll help you check all the boxes. Contact our Business Loan experts to get started today.

Call: 254.774.5161
Email: BusinessLoans@Texell.org

¹ Texell Financial, LLC is a wholly-owned subsidiary of Texell Credit Union and does business as Texell Insurance. Insurance products are not issued, guaranteed, underwritten, or insured by Texell Credit Union or the National Credit Union Administration. 

 
 

IMAGE: Owner of Old Fashion Meat Market Steven Estrada, Sr., inside business with text Business Spotlight on Old Fashion Meat Market

With 40 years of experience in the meat industry, Steven Estrada, Sr., recently opened his own meat market in McGregor, TX. Old Fashion Meat Market offers a variety of fresh and cured meats, poultry, sausages, jerky, and other specialty products using locally sourced ingredients and custom butchering and processing.

“We need every person who comes through our door to know that they’re going to get a special cut,” said Steven. “I’ll cut it thick, cut it thin, season this, season that. I do lots of chef items, and they’ve called us the home of the Tomahawk.”

After being encouraged by his family and others in the community to open his own meat market, Steven reached out to Texell Credit Union. The Commercial Team at Texell helped Steven start his business with a Small Business Administration (SBA) Loan. Read more - Blog.Texell.org

 

 

IMAGE: Woman smiling with eyes closed and text Conquer Your Debt — FASTER

Conquer your debt and save on interest!

Are you paying high interest on your credit cards? Texell can help you save thousands with a low interest rate and fixed monthly payments.

Here’s a look at how much you would save in interest with Texell vs. the average credit card:

See how much you can save in interest and pay off your balance sooner:
example balance APR payoff with minimum payments Monthly payment total interest paid

Credit Card 1

$7,500

24.00%

325 months

$225

$14,332

Credit Card 2

$2,500

24.00%

216 months

$75

$4,332

Total monthly payment for both cards: $300 and total interest $18,664²

Or you can pay off both cards and save like this:
  balance APR³ payoff Monthly payment total interest paid

Personal Loan

$10,000

10.24%

54 months

$2364

$2,531

You'll save $64 on your monthly payments and $16,133 in interest!

Why wait? Apply today and receive:

  • Same-day funding so you can start paying down debt today!
  • Easy online payments through Digital Banking.
  • Fast, friendly service when you need it.

You’ve been responsible with your credit. Now, it’s time to make your exceptional credit work for you. 

Apply today

² Monthly payment and interest savings is an estimate for illustration purposes only. Savings based on the Credit Card Minimum Payment Calculator on Bankrate.com.
³ APR = Annual Percentage Rate. Personal loans are subject to credit approval and individual rates will vary. Rates effective 1/2/2025 and subject to change at any time. Existing Texell loans not eligible for refinance.

4 Monthly payment example based on $10,000 borrowed at 10.24% APR for 54 months and includes premiums for credit life insurance. Monthly payment per $1,000 borrowed is $23.60 based on a credit score of 740 or higher. Total cost of a $10,000 personal loan is $12,715.

 

IMAGE: High school students smiling inside classroom with text Getting Ready for College?

Join us at our College Prep seminar.

We’ve gathered admissions representatives from Texas colleges for a panel discussion to answer all your questions. It’s ideal for all high schoolers and their parents to plan for higher education.

When: Tuesday, March 4, 2025, 5:30 – 7:30 p.m.

Where: 1948 Conference Room, Texell Headquarters, 7083 Members Parkway, Temple, TX 76502

Presented by: Admissions representatives from Texas A&M University, Baylor University, and University of Mary Hardin-Baylor will participate in a panel discussion. 

Cost: $5 (includes a grab-and-go meal)

Register today

 


FRAUD ALERT 

Be aware of scams either through text, email, or phone that claim to be from Texell Credit Union. We will never contact you directly, via text, email, or phone call, to request your Digital Banking credentials, including the access code that is sent to you when you login from a new device. We will also never ask for your credit or debit card number, your PIN, or your CVV.

Be assured that we remain diligent in keeping our systems secure. For more tips on how to prevent fraud attacks, read What is an Impersonation Scam? and IT's Tips for Account Security.

 

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