Your Monthly Texell Member Newsletter
February 2025
President's Day - Monday, February 17, 2025
Texell Insurance, a subsidiary of Texell Credit Union, ranked in the top 10 Insurance Agencies in Temple by Business Rate. Based on real customer feedback in Google reviews in 2024, this award recognizes Texell Insurance as a top-rated insurance agency.
“We are extremely honored to be recognized by our members for our outstanding customer service,” said Wes Chancler, Agency Manager at Texell Insurance. “Our team works hard to make sure that our members have the insurance they need, and it’s great to hear that our customers appreciate our hard work.”
Texell Financial, LLC is a wholly-owned subsidiary of Texell Credit Union and does business as Texell Insurance. Insurance products are not issued, guaranteed, underwritten, or insured by Texell Credit Union or the National Credit Union Administration.
A new year means new goals, including new financial resolutions. As you make your resolutions, consider these steps to start your new year on the right foot.
- Review Your Budget – Even if you aren’t expecting big changes that could affect your finances, the new year is a good time to review your past spending and income.
- Build Your Emergency Fund – An emergency fund keeps your finances protected when the unexpected happens, such as unforeseen medical expenses, home or car repairs, or in some unfortunate circumstances, unemployment.
- Review Rates and Consider Refinancing – If you have a high-interest mortgage or auto loan, consider refinancing to reduce your rate or term.
- Reduce Debt – When reviewing your budget, plan to reduce your debt by cutting unnecessary expenses and reallocating those funds.
- Review Your Credit Score and Report – View your credit score and report in Digital Banking by enrolling in Credit Score, a free credit monitoring tool available to Texell members.
Our First-time Homebuyer Loans help you achieve homeownership with:
- Lower monthly payments with no mortgage insurance¹
- Down payment as little as 3%²
- Gift funds accepted for down payment or closing costs³
Our Home Loan Heroes guide you from start to close
Call: 254.774.5104
Email: Mortgage@Texell.org
Visit: TexellHomeLoans.com
2 If loan-to-value is greater than 80%, borrowers must contribute at least 3% verified personal funds.
3 Gift funds may fund all or part of the down payment or closing costs.
Impersonation scams occur when one of our members is convinced that they're communicating with a Texell employee via voice call (Vishing), SMS text message (Smishing), or through email (Phishing). However, the member is communicating with a scammer who is trying to gain your trust to illegally access your account and steal funds.
We will never contact you to ask you to do any of the following actions:
- Transfer money from your account to another Texell account.
- Transfer money from your account to an account at another bank or credit union.
- Ask you not to access your Digital Banking account while we investigate potential fraud.
We will never contact you directly, via text, email, or phone call, for any of the following:
- Your Digital Banking credentials, including the access code that we send you when you login from a new device.
- Your credit or debit card information, including your card number, your PIN, or your CVV.
If you receive an unexpected call from Texell, it is always best to hang up and call Texell directly at 254.773.1604. If you believe your credit or debit card has been compromised, please temporarily block your card through Digital Banking.