Get Behind the Wheel Faster
Texell's tools for car buying help you save time and hassle.
Texell's Car Buying Service
Car buying can take a lot more effort than it should. Why not save time and hassle by using Texell’s Car Buying Service, powered by TrueCar? No matter what you’re looking for, you can find it. Want a vehicle in your favorite color? Tinted windows? Power seats? Navigation built in? Our Car Buying Service can help you do that, from the comfort of your sofa.
Search — Shop more dealers and inventory to find the exact car you are looking for. You’ll see what other buyers have paid to make sure you are getting the best price.
Save — You can save thousands of dollars off the MSRP¹ on new cars or get a great deal on a used car.
Get Approved — With Texell financing, you’ll get a rate that makes the savings even sweeter!²
Find Your Next Ride
¹Between 1/1/24 and 3/31/24, the average savings off MSRP experienced by consumers who connected with a TrueCar Certified Dealer through a TrueCar-powered auto buying program and who were identified as buying a new vehicle from that Certified Dealer was $2,385. Your actual savings may vary based on multiple factors, including the vehicle you select, region, dealer, and applicable vehicle-specific manufacturer incentives, which are subject to change. The MSRP is determined by the manufacturer and may not reflect the price at which vehicles are generally sold in the dealer's trade area, as many vehicles are sold below MSRP. Each dealer sets its own pricing.
² Subject to credit approval guidelines.
Frequently Asked Questions:
Do I need to be a member to apply?
No, but if you are approved, you’ll become a member through the loan process. This will give you access to all the benefits of membership with Texell. For instance, did you know that our standard debit card comes with a rewards programs just like many credit cards? And if you have a credit card with Texell too, all points accumulated from both debit and credit card activity are shared in a single account so you can earn and redeem faster.
Will I need a down payment? Do I need a co-borrower or co-signer?
A down payment will reduce the amount you need to get financed. A co-borrower or co-signer may be needed if, for instance, you have very little credit history. In either case, you may get a better rate. It really depends on your personal financial situation. It's best to speak to our loan experts who will walk you through your options.
Is there an application fee?
At Texell, we do not charge an application fee for auto loans.
What types of vehicles can I get with an auto loan?
With an auto loan, you can finance cars, vans, trucks, or SUVs.
Can I get pre-approved?
Of course! With our Express Checks, you’ll have the negotiating power of cash when you shop for your new vehicle.
What if I’m refinancing a loan I already have?
Our loan experts can walk you through refinancing an auto loan. Please note, Texell does not refinance loans already financed at Texell Credit Union.
Do I need to visit a branch to get an auto loan?
No. You can apply online or call 855.773.1604.
How soon after I get a loan from a dealer or other financial institution can I refinance?
Immediately. There’s no need to wait until you’ve made a payment.
You may also be interested in…
6 Steps to Take When Getting a Car Loan
Ready for a new vehicle? Take a few steps before you shop to make the process go smoother and ensure you get the very best rate and term for you.
How Much Car Can I Afford?
Before you go car shopping, do the math so you drive away in your new wheels with a happy budget.
Should You Refinance Your Auto Loan?
Does a refinance make sense? If you qualify for a lower rate, you could save quite a bit. Here we explore the possibilities.